0307024133 info@midland.com.gh Careers

Savings Account

Adding value to your money

ATM Services

The ATM (Automated Teller Machine) is an e-payment facility that provides cardholders with an easy, safe and convenient method of performing financial transactions without the need for human interface. This is an electronic card that allows you to easily access funds from your bank account at any of our network banks (G-link) ATM platform and enable you to make real payment for goods and services at designated shops using our POS devices.



  • It is small and fits into your wallet.
  • It is made out of plastic.
  • It has a magnetic strip on the backside that can help the ATM machine identify your name and bank account details.
  • Your name is printed on it.
  • It has enhanced chip and pin security features.


  • Easy access to cash
  • 24/7 access to cash
  • Cost effective means of banking
  • An extension of banking hours
  • Makes self- service banking possible


  • Open a Midland Savings, current or Kiddie Savings account
  • Register by filling an ATM request form
  • A one off  fee of GHC5 is deducted from your account



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SAVINGS WITHDRAWAL BOOKLET: The MSL Savings withdrawal booklet is a pre-printed savings booklet bearing the unique account number and name of an MSL Savings Account Holder. The booklet contains slips which must be completed for use over the counter to withdraw money from a savings account. This booklet will gradually replace the savings withdrawal slips which serve the same purpose.  The customer must provide the following information on the slip on presentation for payment; the date, their signature and the amount they wish to withdraw.   Most banks will also ask for identification to verify that the bearer of the slip is the account owner. The MSL Savings withdrawal booklet is ONLY for withdrawing from a savings account just as a cheques book is used to withdraw money from a current account except it cannot be accepted for clearing or for payment into other accounts.


  • It consists of several leaflets making up a booklet.
  • The individual account number and name
  • It has a column for date, amount in both figures and words, and signature.
  • It cannot be accepted for clearing. This means that it cannot be issued to a third party for payment or deposited into another bank account.
  • It cannot be used to make payment to a third party or presented by a third party for payment.
  • For each booklet request, a customer pays GHC 5.


  • Easy to carry in your bag.
  • Service delivery is quick, saving the customer time as the customer may have filled and signed the slip before coming to the banking hall.
  •  Convenient to use.