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Current Account

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Current Account


This is a chequeing account which enables the customer to make payments to suppliers and associates (without necessarily visiting his/her branch) through the issue of cheques. A Current Account is ideal for carrying out day-to-day business transactions. With the Midland Savings and Loans Current Account, you can access your account anytime, anywhere, and deposit cheques at any Midlands Savings and Loans branch.

With a vast network of branches in Greater Accra, Bonsu Nkwanta, Juaboso in Western Region, and access to a multitude of ATM’s, you can keep track of all your transactions anytime. The features and benefits of this account type include:


  • Midland Savings and Loans offer you Doorstep Banking, a channel, which is convenient, secure and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup and Cash Delivery, through our experienced staff.
  • Personalized cheques with client’s name printed on each cheque leaflet for enhanced security.
  • Fund transfer between Midland Savings and Loans accounts shall be carried out at no charge.
  • Register for Instant Alert service (SMS Banking) and receive updates on your account as and when the selected transaction take place – All these happen without visiting the branch or ATM.
  • Withdrawals can be made over the counter or by ATM.
  • Monthly statements are sent to customers upon request; including E-statements as well as hard copies by post. Additional statements request comes at a fee.
  • Currently the minimum initial deposit is: GHC 10.
  • Maintenance fee – 0.00125*T/O applied monthly (amount not exceeding GH¢20).

Requirements needed for opening this account are:

  • A valid ID (driver’s license, passport, voters ID).
  • 2 passport size pictures.
  • Proof of residential address (Utility bill).
  • Letter of introduction from an employer (Optional).
  • Minimum deposit of GHC 10.


  • No restrictions on the products you can access.
  • Account opening is made easy and stress free.
  • This gives convenience to you as you are not restricted to your branch.
  • You don’t have to strain yourself in paying monthly obligations.
  • You have access to your funds without the added and huge risk of carrying cash.
  • All your money is safe and secured and all can be withdrawn any time.
  • Can have access to your money when others have closed for business.
  • You can monitor your deposits and be able to reconcile with your account statements.
  • The more you operate your account the more money you can qualify for.


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